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PARZEROTotal Care

A health discount plan · not insurance

One price for
your whole
household.

$79 a month covers up to 5 people on one membership card, with every name on it — and the card proves itself the moment it is scanned.

No health questions. No age or state pricing. Cancel in the app.

PARZERO
Total Care · Household
Effective
Sample
Household
Delgado
Member ID
PZ01-7K4M 9QX2-28
Head of household
Maria Delgado
Group
PZ-48210
Member services
1-888-555-0179
Discount plan — this is not insurance
PARZEROPZ01-7K4M 9QX2-28
Covers 4 people
  • Maria DelgadoCarlos Delgado
  • Ellie DelgadoNoah Delgado
Using this card
Show it before anyone on this list is treated, and ask the provider to scan the code to confirm the membership is active.
Important
This is a health discount plan. It is not insurance and not a substitute for it. The card confirms membership only — it is not a guarantee of payment. You are responsible for paying providers directly.
Issued by PARZERO Total Care, LLC
Scan resultPZ01-7K4M 9QX2-28ActiveCovers 4: Maria D. · Carlos D. · Ellie D. · Noah D.PARZERO Total Care — first names and last initials only, and nothing else

A sample card. The code above works — scan it.

Joining

Five steps in the app, then a card each

Enrollment happens on your phone because photographing five identity documents is a phone job. Set aside about ten minutes, and you can stop and come back — nothing is lost.

Who is on the plan

  • Your details
  • Where you live
  • Your household

Prove it, then agree

  • One photo ID each
  • Read it, then agree

Pay, then cards arrive

  • Pay on a secure page
  • Your card arrives

Questions

The ones worth asking first

Is this insurance?

No. It is a prepaid discount plan. You pay a monthly membership fee and get reduced prices on health services from participating providers.

There is no policy and no claim. You pay the member price yourself at the time of service, and nobody reimburses you afterwards. That is the difference, and it matters: this plan will not protect you from a catastrophic medical bill. If that is what you need, you need insurance.

You will be asked to acknowledge this in writing before you pay.

Is it really $79 for everyone?

Yes. $79 a month covers up to 5 people in one household. Adding a person does not change the price.

There are no age bands and no rate that varies by where you live. One household, one price.

Who counts as part of my household?

You, plus up to four more people — a spouse or partner, children, or a parent.

The household gets one card with one member number, and every name is on it. Anyone on the list can use the plan on their own — a provider scans the code and sees who is covered, so nobody has to bring you along.

When can I start using it?

Your card is issued as soon as your first payment clears, and the plan starts the same day.

Your identity documents are reviewed after that. If something needs correcting, someone will contact you — your plan does not stop while that happens.

All 13 questions

At the counter

The card proves itself

Anyone can print something that looks like a membership card. The difference is what happens when it gets scanned.

The scan checks now, not then

The QR code does not carry your status inside it. It points at a live lookup, so the answer is whatever is true at the moment someone scans it.

A lapsed card reads as inactive

The image on the phone still looks the same after a plan ends. The scan does not — which is the point.

Scan resultPZ01-7K4M 9QX2-28ActiveCovers 4: Maria D. · Carlos D. · Ellie D. · Noah D.PARZERO Total Care — first names and last initials only, and nothing else
Keep scrolling

Pricing

One plan, one price

There is nothing to compare and no tier to choose. This is the whole thing.

  • $79One priceevery month, for the household
  • 5Up to five peoplein one household
  • $15.80Each person at fivethe household price, divided
  • 0No health questionsnothing to be turned down for

Ready when you are

Join in the app. Cards the same day.

The app is free. $79 a month starts when you finish enrolling and set up payment.

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